The 1st Home Help Center is a non-profit organization whose mission is to educate borrowers in underserved markets about how to successfully obtain affordable mortgage loans, improve their credit history, and maximize their investments in residential property.

Currently 1st Home Help Center provides this education in a series of seminars and coaching programs designed to take the borrower through the major stages of obtaining a mortgage loan: information gathering, pre-qualification, final loan approval, repayment, management and refinancing existing loans.

Seminar Series:

Seminar #1 – 6 keys to financing your home

This FREE, 75 minute, seminar is targeted to first-time borrowers to provide them with critical insight into the process for obtaining approval of a home mortgage. Information provided will address the key areas lenders look for in prospective borrowers in order to approve their loans. Specific topics discussed will include:

Seminar #2 – How to obtain a mortgage
for your home with little or no money down

This 90 minute seminar is designed to take the borrower through the process of being pre-qualified for a home mortgage in order to begin the process of purchasing a home. This course will involve individual analysis of the prospective borrower’s home purchasing requirements, personal financial profile, credit history, and custom evaluation of loan programs to establish the best fit between available loan programs and the borrower’s needs. Attendees of this seminar will receive the following:

Seminar #4 – How to retain and maximize
your investment in your home real estate property.
This 90 minute seminar will discuss a variety of key issues for new home owners including budgeting and refinancing; home improvements that add to value; techniques to retain your home in case of financial crisis; how to avoid foreclosure; and how to transfer property for inheritance. The cost of this seminar is $40.00

Seminar #6 – Learn how to finance and
manage your first investment property
This 90 minute seminar is designed to educate first time investment property owners about acquiring financing for their real estate property. Discussion will include loan programs, closing process, landlord-tenant rules and responsibilities, application and credit check process, process for leasing properties and other property management issues. Attendees of this seminar will be pre-qualified to finance investment residential property. The cost of this seminar is $60.00

Seminar #7 – 6 keys to understanding how your credit profile
This 90 minute introductory seminar is designed to educate consumers about the critical components of their credit profile and it is used to determine their cost of financing. Topics to be discussed include how to read a credit report, why credit activity is tracked and recorded, detailed discussion of credit scores, and what things can be done to improve and retain a good credit profile. The cost of this seminar is $40.00

Coming soon…
Seminar #8 – How to affordably finance a house in a newly constructed development

Personalized Coaching Programs:

Coaching Program #1 – Learn your credit profile and how to improve it by at least 50 points
This seminar is designed to provide attendees with an in-depth analysis of their credit report, FICO score, and an explanation of how these items impact financing costs in transactions. A key component of this program is that it includes five (5) personal coaching sessions to assist with developing and implementing an action plan to improve their current score by at least 50 points. Additionally the attendees receive annual follow-up credit and analysis reports two (2) years. The cost of the seminar is $350.00

Coaching Program #2 – How to successfully obtain final approval for mortgage loans
The format of this program is a series of five (5) personal coaching sessions designed to guide the borrower through obtaining the final approval on their home loan. The course will involve taking the attendee through the loan application process through closing and settlement on for financing their new home. Some of the activities include:

Seminars and coaching programs are presented by California Department of Real Estate licensed industry experts. These seminars are held primarily at the Mission Valley campus of National University located as below:

For schedule and registration information call 858-695-1700 or email us a kfolsom@progressivefunding.net

Coaching programs are conducted via individually scheduled appointments.